As the summer sun blazes overhead, finding the perfect balance between comfort and style can be quite the challenge. In the cooler seasons, we rely on layers to complete outfits and make them stylish. But what do you do when it’ s too hot to layer? Layering in the summer requires a strategic approach to make sure you stay cool and express your personal style. Keep reading for tips on how to accessorize summer outfits and what to utilize for summer outfit completers.
7 Summer Outfit Completers
A Stand Alone Top
Top- Amazon; shorts- Amazon; tote- Amazon; shoes- Amazon
Pick a cute top that has some interesting details. Let it make a statement on its own. Think flutter sleeves, ruffle details, pintucks, lace, or eyelet. Pair it with any of your simple bottoms and you have an outfit that doesn’t need much in the way of accessories other than a pair of earrings. Of course you can add a few more accessories if you are comfortable, but a stand alone top goes a long way on its own.
If you are accustomed to using layers to hide a belly, consider a top that will do both jobs. Pick a stand alone top that conceals the belly.
A button up shirt
Choose the right fabrics. Layers don’t have to be completely out for the summer. Build outfits from cotton, linen, and breathable fabrics. Viscose, rayon, tencel, and lyocell also feel cool on the skin.
A tank or cotton tee under a cotton or linen button up shirt adds a nice detail in outfits. Roll the sleeves up a bit and wear your button up shirt like a jacket, or partially button and tuck your shirt, letting the tank show. A lightweight cotton, linen or gauze button up is a versatile piece to have in the summer.
Straw, rattan or cane bags
Top- Loft; shorts- Amazon; tote- Amazon; sandals- Amazon
A handbag is more than functional—it’s an accessory that reflects your style. It can be an outfit completer and the third layer that completes a look. Now, I will argue that point sometimes. I don’t carry my bag around all day at work, so my outfit needs to stand on it’s own. But if you are running errands, or attending an activity where you will keep your handbag close at hand, make sure it’s doing something for your outfit, and isn’t just an afterthought.
Straw, rattan or cane bags are perfect for summer outfits. These bags adds texture and a seasonal feel. Suddenly, the outfit feels intentional and ideal for summer outings or a vacation day. You can add structure with a cane tote, or soften the lines of a structure outfit with a slouchy straw bag.
Jewelry
Top- Gap Factory; skort- Land’s End; shoes- Old Navy; tote- Amazon; necklace- Amazon; necklace 2- Amazon
Summer outfits can be simple, so don’t skip jewelry. A simple tank and linen pants can instantly feel elevated with layered gold chains or a bold statement necklace. Add a fun pair of lightweight statement earrings, or reach for some delicate necklaces to layer.
Bracelets can add some interest to outfits and help keep the focus off your upper arms, giving them the appearance of looking slimmer in summer tops that don’t offer as much upper arm coverage as you might prefer.
Jewelry is a great way to add texture and depth to outfits. Jewelry helps you look intentionally styled, not just thrown together.
Sunglasses
Top- Walmart; skort- Walmart; sandals- Amazon; tote- Amazon; sunglasses- Amazon
Sunglasses do more than just shield your eyes from the sun—they’re the finishing touch that can completely elevate your outfit. Like the perfect pair of shoes or the right bag, sunglasses add polish, personality, and a touch of attitude.
Whether you’re in a breezy sundress, a casual tee and shorts, or a polished work look, the right pair of sunglasses pulls it all together. Oversized frames add instant glam, cat-eyes bring a retro vibe, and aviators lend cool confidence. They also balance out facial features, add structure to soft summer looks, and show off your personal style.
In short, sunglasses are the accessory that says, “I didn’t just throw this on—I meant to look this good.”
Sandals/ Cute Shoes
Tee- Wal-mart; skort- Walmart; sandals- Dr. Scholls; similar; similar
In warm weather, when layers are minimal, your shoes do more of the talking. Choosing cute, comfortable sandals adds that extra style statement without sacrificing comfort. It’s the easiest way to step up your summer style—literally.
Cute sandals are the secret weapon to completing any summer outfit. They’re not just functional—they’re the stylish finishing touch that ties everything together from head to toe.
A great pair of sandals can set the tone for your whole look. Strappy flats keep things casual and relaxed, espadrille wedges add a touch of polish, and metallic slides bring just the right amount of shine. Whether you’re wearing a breezy dress, linen pants, or denim shorts, sandals help ground the outfit and make it feel intentional.
Scarf
Cardigan- Walmart; jeans- Walmart; tote- Amazon; shoes- Amazon; scarf- similar
A lightweight silk scarf can be a great way to add some color and interest to your summer outfits. In the summer, scarves aren’t about warmth—they’re about style. A light cotton, linen, or silk scarf can add color, texture, and interest without weighing you down. Tie one around your neck to elevate a simple tee or tank, drape it over your shoulders as a breezy wrap on cooler evenings, or knot it onto your handbag for a pop of print.
Scarves also offer sun protection—wear one as a headscarf or hair wrap for a stylish way to keep cool and covered. Whether you’re dressing up a basic outfit or adding a soft layer to a sleeveless dress, a scarf is an easy, breathable way to finish your summer look with a little flair.
Summer layering isn’t about piling on—it’s about choosing lightweight, stylish pieces that add interest without extra heat. From statement jewelry and chic sunglasses to breezy scarves and cute sandals, these subtle layers bring personality, polish, and versatility to even the simplest warm-weather outfits. When temperatures rise and traditional layers are off the table, these smart styling touches let you stay cool and look effortlessly put together.
